Cтрахування життя в контексті подолання бідності як цілі сталого розвитку
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Дата
2024
Назва журналу
Номер ISSN
Назва тому
Видавець
СумДПУ імені А. С. Макаренка
Анотація
Означено, що в Україні в контексті подолання бідності як цілі сталого розвитку визначено завдання, індикатори та цільові орієнтири їх вирішення. Підкреслено, що з моменту їх встановлення та дотепер цільові орієнтири не були досягнуті, навпаки, в умовах ведення воєнних дій є загроза збільшення частки населення, що опиниться за межею бідності. Запропоновано при пошуку можливостей та перспектив забезпечення власного добробуту скористатися пропозицією страхових компаній, які вже наразі пропонують якісні програми довгострокового накопичувального страхування життя, що дають можливість отримати додатковий інвестицій доход; відшкодувати збитки в наслідок настану таких подій як втрата працездатності через нещасний випадок, хворобу, інвалідність, смерть; скористатися податковою знижкою та оптимізувати оподаткування.
Overcoming poverty is one of the goals of sustainable development. It is noted that not only the effectiveness of efforts to reduce poverty during the next decade is of great concern, but also the need to find opportunities to achieve the goal of poverty reduction, taking into account the regional distribution of the global population living in poverty. Considering the above, it is worth focusing attention on the tasks and indicators of overcoming poverty in Ukraine. It is noted that in the context of overcoming poverty as a goal of sustainable development in Ukraine, tasks, indicators and target orientations for their solution have been defined. It is emphasized that from the moment of their establishment until now, the target benchmarks have not been achieved, on the contrary, in the conditions of hostilities, there is a threat of an increase in the share of the population that will be below the poverty line. The central place in the regulation of the problem of poverty is occupied by financial support and financial instruments inherent in the components of the financial system, including insurance. Methods were used: induction and deduction, comparison and systematization to study the advantages of life insurance programs and the existing practice of insurance companies; synthesis and analysis - for the calculation of primary indicators, group and integral indicators; abstract-logical – for theoretical generalizations and research conclusions. It is suggested, looking for opportunities and prospects to ensure your well-being in real practice, to take advantage of the offers of insurance companies that already offer quality long-term accumulative life insurance programs that provide an opportunity to receive additional investment income; for compensation for damage caused as a result of such events as loss of working capacity due to an accident, illness, disability, death; take advantage of the tax discount and optimize taxation.
Overcoming poverty is one of the goals of sustainable development. It is noted that not only the effectiveness of efforts to reduce poverty during the next decade is of great concern, but also the need to find opportunities to achieve the goal of poverty reduction, taking into account the regional distribution of the global population living in poverty. Considering the above, it is worth focusing attention on the tasks and indicators of overcoming poverty in Ukraine. It is noted that in the context of overcoming poverty as a goal of sustainable development in Ukraine, tasks, indicators and target orientations for their solution have been defined. It is emphasized that from the moment of their establishment until now, the target benchmarks have not been achieved, on the contrary, in the conditions of hostilities, there is a threat of an increase in the share of the population that will be below the poverty line. The central place in the regulation of the problem of poverty is occupied by financial support and financial instruments inherent in the components of the financial system, including insurance. Methods were used: induction and deduction, comparison and systematization to study the advantages of life insurance programs and the existing practice of insurance companies; synthesis and analysis - for the calculation of primary indicators, group and integral indicators; abstract-logical – for theoretical generalizations and research conclusions. It is suggested, looking for opportunities and prospects to ensure your well-being in real practice, to take advantage of the offers of insurance companies that already offer quality long-term accumulative life insurance programs that provide an opportunity to receive additional investment income; for compensation for damage caused as a result of such events as loss of working capacity due to an accident, illness, disability, death; take advantage of the tax discount and optimize taxation.
Опис
Ключові слова
бідність, сталий розвиток, страхування, соціальне страхування, страхування життя, poverty, sustainable development, insurance, social insurance, life insurance
Бібліографічний опис
Нечипорук, Л. Cтрахування життя в контексті подолання бідності як цілі сталого розвитку [Текст] / Л. Нечипорук // Цифрова економіка та економічна безпека : науково-практичний журнал / Причорноморський науково-дослідний інститут економіки та інновацій, Сумський державний педагогічний університет імені А. С. Макаренка ; [гол. ред. О. Ю. Кудріна, редкол.: В. В. Божкова, В. І. Борщ, Н. М. Вдовенко та ін.]. – 2024. – №2 (11). – С. 117–122. – DOI: https://doi.org/10.32782/dees.11-18